Charlotte Skovgaard Kjærulff


Charlotte Skovgaard Kjærulff helps clients primarily within the field of Finance & Tax by assessing the quantitative impact of various policy options.

She particularly excels in the application of cost-benefit analysis to uncover the impact of regulation and identified initiatives.

Charlotte has great experience working with financial valuation for macroeconomic institutions, including the valuation of life insurance and pension liabilities.

I have an eye for detail when quantifying economic problems and solutions


Phone: +45 5358 8874
Office: Copenhagen
Education: M.Sc. (Economics & Management)

Recent work

Swedish Bankers’ Association (Svenska Bankföreningen) How digitalisation is changing the competitive dynamics in banking
Swedish Bankers’ Association (Svenska Bankföreningen) Competition in the Swedish Banking Sector 2019

Areas of expertise

Finance & Tax